Not many of people dream of getting into a situation in which the payment of insurance becomes possible. Of course, no one wants to get in an accident, get injuries, lose property and so on, the list can be quite large. However, when a similar situation is still coming, the main thing is not to be confused and everything possible to ensure that the insurance payment is as large as possible and, if possible, covers most of the expenses.
1. In order to prevent non -foresight and problems, as soon as an insured event does not arise in the future,. Adhere to the conditions prescribed in your insurance contract, namely:
Be sure to fix the incident in specialized bodies.
Be sure, in the terms specified in the contract, inform the insurer of the incident of the incident.
Provide all the necessary documentation in the insurance company.
Spoiled property must be provided for inspection to the insurance agent.
Next, inspection and payment of insurance compensation is carried out. In the event that both sides are satisfied with the final result, your actions stop. However, problems may arise. Both the victim or the insurance company can be dissatisfied.
2. At the stage of concluding the contract, be sure to read its terms. Feel free to ask questions and make clarifications.
3. Explore your rights and obligations in the event of an insured event.
4. Do not agree to any proposals at the scene. Act in accordance with the rules prescribed in your contract.
5. Do not start repairs of property yourself until the insurer is examined by damage.
6. You have the right to independently choose a place for examination by previously notifying this insurer about this (independent experts can help you here)
7. Follow the progress of the case by learning the insurance company with the number of the case and the date of its registration.
8. If something does not suit you, do not be afraid to defend your opinion.
Observing these rules in the most thorough way, you can safely claim the maximum payment for your insurance event. If you have everything correctly executed, there are all the necessary documents in the presence, then the court decision will be on your side (but this is already in extreme cases, if the insurer still does not want to pay you insurance compensation).